Bank Accounts:
   •  Last two months statements

Monthly Payments (credit cards, car, child support, etc.)
   •  Estimated balances
   •  Minimum payments

Self Employed
   •  Two years personal tax returns with original signatures
   •  If incorporated, two years corporate tax returns with
      original signatures
   •  Current year-to-date profit and loss and balance sheet

Employment for Past Two Years
   • Complete address of employer
   • Position
   •  Salary
   •  Length of employment
   •  Previous two years W-2s and current 30
      days of paystubs
   •  Copy of diploma and/or transcript if in school
      during the past two years
   •  Please provide an explanation of any gaps or if
      more than two jobs in past two years

Gift Letter
   •  Gift letter from family member or significant other
   •  Verification of receipt of gift funds

Earnest Money
   •  Copy of cancelled check (front and back)
      if amount exceeds $1000.00

Divorce
   •  Complete divorce settlement
   •  Complete final decree
   •  Complete tax returns if counting alimony as income
   •  Proof of receipt of child support income for
      past twelve months, if applicable

Fees
   •  Credit report and appraisal money collected
      at application. If the seller is to pay these fees,
      you will be reimbursed when your loan closes

 

Stocks and Bonds:
   • Last two statements

Mortgages (two full years)
   •  Name and address of institutions
   •  Loan numbers
   •  Monthly payments
   •  Estimated balances

Commission Income
   •  Two years income tax returns with W-2s and/or 1099s
      with original signatures

Residence for Past Two Years
   •  Full address
   •  If renting, full name, address, and phone
      number of landlord
   •  Amount of rent

Transferred Employees
   •  Copy of company relocation policy or letter
   •  Copy of agreement with relocation company
   •  Copy of sales contract on home
   •  Copy of equity check
   •  Copy of Closing Statement (HUD-l)
   •  Swing Loan Agreement, if applicable

Paying Off Bills
   •  Copy of last statement
   •  Copy of cashier's check and paid receipt from creditor

Bankruptcy
   •  Copy of complete petition (list of creditors) and
      discharge
   •  Thorough explanation letter

Selling Present Home
   •  Copy of contract or listing agreement
   •  Closing statement on present home prior
      to closing of proposed home